25 Tips for first time home buyers

wpid-wp-1436567828576.jpegBuying a home can be nerve wracking, especially if you’re a first-time home buyer. Not only is it probably the biggest purchase of your life, but the process is complicated and fraught with unfamiliar lingo and surprise expenses.

To make the first-time home buying journey a little less stressful, 25 tips to help you navigate the process more smoothly and save money.

This excerpt from USA today, please click below to read full article:

https://www.usatoday.com/story/money/personalfinance/2017/06/30/25-tips-first-time-home-buyers/434449001/

How to get your home ready to sell

Prepping and staging a house. Every seller wants their home to sell fast and bring top dollar. Does that sound good to you? Well, it’s not luck that makes that happen. It’s careful planning and knowing how to professionally spruce up your home that will send home buyers scurrying for their checkbooks. Here is how to prep a house and turn it into an irresistible and marketable home.

This excerpt from the balance.com

Please click here to read more. 

For Sale: Two story home on a private wooded lot

Eat-in kitchen with stainless steel appliances and double sink open to Family room. Family room has gas fireplace and skylights for extra lighting. Tiled foyer, separate dining room and formal living room. Spacious bedrooms, bathrooms have tile flooring and surround, partial basement. New roof, two car attached garage with auto door opener, rear concrete patio, large fenced-in backyard. Holly Height Elementary School, easily accessible to Routes 49 and 55.

Give a call today and ask to tour home #72. 856-364-0772

Mortgage Updates

Rates remained unchanged this week and do not appear to be heading back down to levels from a couple of months ago.
Please keep in mind that it is a good idea for buyers to get a second opinion on their rates and fees. With daily pricing being so volatile, some lenders are not in line with the market. I was able to lock in a client this week .375% lower in rate than another lender. 
In economic news, rising home loan rates coupled with a lean supply of homes for sale on the lower-end of the market pushed sales of new single-family homes lower in January. New Home Sales fell 7.8 percent in January from December, according to the Commerce Department, led by a 33 percent plunge in the Northeast. From January 2017 to January 2018, sales were down 1 percent.

Home prices continued to rise in December due in part to the continuing trend of high demand and a shortage of homes for sale on the market. The S&P/Case-Shiller 20-City Home Price Index rose 6.3 percent from December 2016 to December 2017.

Beautiful Home in Pittsgrove Twp.

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Well maintained two story home on private wooded lot in Palatine Lake Village. Eat-in kitchen with stainless steel appliances, granite countertops, tile backsplash and tile flooring. Kitchen open to living room with brick wood burning fireplace. Separate dining room, formal living room and half bath on first floor. Spacious bedrooms including master bedroom with sitting area and walk-in closet. Master bathroom has double vanity and stall shower. Full finished basement with built-in bar and half bath. Large rear deck, ceiling fans, insulated garage doors, securtiy system, electric dog fence, natural gas heat and hot water. Homeowners association includes use of the in-ground pool, clubhouse and tennis courts. Pittsgrove School System. This home is eligible for 100 PERCENT FINANCING through the USDA Rural Development Loan Program, no down payment required. Convenient access to Routes 40, 55, 47, 77 and 25 minutes to the Delaware Memorial Bridge. Give us a call today and ask for a private tour of property #71.

Stacy 856-364-0772

 

Four NJ real estate pros arrested in $5 million fraud case

Four New Jersey housing industry professionals were arrested in New Jersey last week for perpetrating a $5 million mortgage scam.

Real estate investor Victor Santos, builder Arsenio Santos, real estate settlement attorney Fausto Simoes, and mortgage loan officer Raquel Casalinho were charged with conspiracy to commit bank fraud. According to the Department of Justice, between September of 2007 and November of 2008, the four co-conspirators and others fraudulently obtained mortgage loans with a total value of more than $5 million.

This excerpt from Mortgage Professional America.

PLEASE CLICK HERE TO READ MORE

Great Commercial Opportunity

Thriving Stone and Garden Feed and Pet Supply Center on busy state highway with high traffic counts. This family owned and operated
business has been serving the South Jersey area for over 21 years. Pride of ownership and meticulous attention to detail is evident. The sale of
this long established business includes all equipment, vehicles, fixtures, inventory and customer lists. The building includes 7,750 s.f. of retail
space, 410 s.f. of office space plus 5,760 s.f. of warehouse space with a 12×14 access door. LED lighting throughout facility, solar panels
drastically reduces electric bill, large exterior sign, exterior truck scale for larger stone and/or sand hauls, completely referbished portable screen
plant for top soil screeening, radiant floors, back up generator and full surveillance system. Wholesale delivery to larger customers. Convenient
access to Routes 55, 47, 322 and 54. Call today to find out more about this amazing opportunity.  Stacy 856-364-0772

U.S. Housing inventory hits a new low… list your house Today!

Every summer, families across the country decide if this will be the year they sell their current house and move into their dream home.

Mortgage rates have hovered around 4% for all of 2017, forcing buyers off the fence and into the market, resulting in incredibly strong demand RIGHT NOW!! At the same time, inventory levels of homes for sale have dropped dramatically as compared to this time last year.

To read more please click the link below. This excerpt taken from keeping current matters. 

CLICK HERE